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Tarot

How Much Does a Tarot Card Session Cost? Prices by Phone, Online, In Person, and as a Personal Tarot Spread Book

By the KosmosGenie editorial team · 30 September 2026 · 5 min read

Tarot readings can cost nothing or several hundred euros, sometimes for the same question. The price says little about quality and a lot about the business model. Knowing the differences helps you spend less and get more in return.

Here’s an overview of typical prices for tarot readings by phone, online, in person, and in writing, along with common traps and an honest answer to the question of what’s worth it.

How much does a tarot reading by phone cost?

Tarot readings by phone typically cost between €1.50 and €3 per minute, billed through a premium-rate number or prepaid credit. A 20-minute call therefore costs €30 to €60, and a half-hour call costs €45 to €90.

The per-minute rate is where costs can quickly add up. The clock starts at the greeting, every follow-up question costs extra, and if you don’t feel comfortable hanging up, you may end up paying for minutes that no longer add much. Many providers advertise free minutes for new customers. Those offers are genuine, but they’re designed to encourage you to keep talking once the free time runs out.

How much does a tarot reading online or by chat cost?

Depending on the pricing model, online tarot readings cost about €1 to €2.50 per minute by chat or video, or are offered as a subscription that includes a set number of minutes or questions per month. Free online readings with automatically drawn cards are a starting point, not an interpretation: the text beneath each card is the same for everyone.

When using apps and platforms, check two things: Who draws the cards, a person or a program? And what happens after the free trial? A subscription that renews automatically can quickly cost more over the course of a year than a good in-person consultation.

How much does an in-person tarot reading cost?

An in-person session with a tarot reader usually costs between €40 and €120 per hour, depending on the reader’s experience, location, and the scope of the reading. Shorter, half-hour sessions are often charged proportionally.

The benefit is the conversation: a good tarot reader asks follow-up questions, offers context, and lets you interpret the cards for yourself. The price is clear in advance, and no one watches the clock while you think. If you want to explore tarot seriously, an in-person session is usually a better choice than a phone reading.

How much does a personalized Tarot Spread Book cost?

A written Tarot Spread Book, in which each card in your spread is interpreted in detail and in context, is available from KosmosGenie as a digital book from €29.90, as a printed softcover for €54.90, or as a hardcover with a dedication page for €74.90. The price is fixed, with no per-minute charges or subscription.

The difference from a conversation: your personalized Tarot Spread Book is created around your specific question and developed into a book that interprets each card and its position. You can keep it and read it again whenever you like. If you’re looking for an overview of the year ahead, the Tarot Year Book covers twelve monthly cards and is also available from €29.90. Both make thoughtful gifts, since the recipient asks their own question.

How can you spot a reputable tarot reading service?

You can tell a tarot service is reputable when the price is clear in advance, no one tries to frighten you, and no one sells follow-up appointments as necessary. Tarot is a tool for self-reflection. Anyone who tells you what will happen is selling you something no one can deliver.

  • Price upfront. The hourly rate, per-minute rate, or flat fee is clear before the conversation begins.
  • No fear-based sales tactics. Curses, hexes, or “urgently needed” rituals for an extra fee: end the conversation immediately.
  • No predictions. A good interpretation opens up questions rather than answering them definitively.
  • Set a time limit. If you get a reading by phone, set a limit in advance and stick to it.
  • Don’t hand over your decisions. Whether it’s a breakup, resignation, or purchase, the cards can offer perspective, but you have to make the decision.

If you’re in an acute crisis, struggling financially, or worried about your health, contact a support service or a medical professional, not a tarot reader.

Is a tarot reading worth it?

A tarot reading is worth it when you use it as a mirror: as a prompt to put a question into words and look at it from a different angle. It’s not worth it if you’re hoping to buy certainty about the future. No price can buy that.

People get the most out of tarot when they can follow along a little themselves. Knowing the cards helps you understand the interpretation and recognize sooner whether a reading is any good. You can get started with Tarot for Beginners and our overview of the most popular tarot spreads.

How much should you spend on a tarot reading?

As a rule of thumb, don’t spend more than you would on a nice evening out, and never pay by the minute without setting a limit. One good reading a year about a question that really matters to you can be worth more than ten quick conversations about questions that would have resolved themselves anyway.

Type Typical cost Best for
By phone €1.50 to €3 per minute Quick questions, with a set time limit
Online, chat, app €1 to €2.50 per minute or a subscription Trying it out, while watching for subscription traps
In-person consultation €40 to €120 per hour In-depth conversations and follow-up questions
Personalized Tarot Spread Book €29.90 to €74.90, fixed price A specific question, to revisit later or give as a gift
Tarot Year Book From €29.90, fixed price An overview of twelve months

The market prices in this table are estimates for German-speaking countries and may vary by provider. KosmosGenie book prices are fixed and include VAT.

We see tarot as a tool for self-reflection, not prediction. For decisions with legal, financial, or health consequences, consult the relevant professionals.

KosmosGenie treats astrology, numerology, and tarot as tools for self-reflection and entertainment: as a mirror, not a prediction. None of this replaces medical, legal, or financial advice.

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Our articles explain the tools. Your personal interpretation applies them to you: individually calculated and written word for word for you, as a personal book, digital or printed. For yourself or as a gift.